Souped-up Subaru drivers are safest on the road
Comparison site moneysupermarket.com analysed over 13 million car insurance quotes run on its website over 12 months, and of the nation's top 35 favourite car brands it found Subaru drivers make the fewest number of claims for motor accidents, followed by drivers of smart cars and Fiats.
In fact, Subaru drivers are less likely to be younger drivers, and more likely to be in their thirties and forties and insuring the popular Impreza model. With lower claims rates than other models this indicates that Impreza owners are in fact careful about looking after their prized wheels.
Peter Harrison, car insurance expert at MoneySupermarket, said: "A turn up for the motoring books! The Subaru is shedding its image of a car for pure petrol heads, and is actually being driven by older, safer drivers instead of the 'drive it like they stole it' younger motoring generation.
"Interestingly though, the fact that Subaru drivers are least likely to make a claim, doesn't directly translate into them paying the cheapest premiums. While claims are one factor insurers take into account when setting premium prices, other factors also play a part. These include the engine size, the number of miles you clock up, where you park, and your profession amongst other things. Smaller cars are generally cheaper to insure as the cost of repairs and parts are likely to be lower than those on more premium models. If you want to pay less for car insurance, it is worth considering these factors when choosing your motor as this will help reduce the overall cost of running a car."
The Fiat Cinquecento - despite being immortalised by hapless teenage driver Simon Cooper in The Inbetweeners - is the individual car model least likely to claimed for.
The research also unearthed the nation's claims calamities. Analysis of car brands reveals drivers of the Spanish made SEAT, Korean built Kia and British produced MINI take the top spots for most likely to make a claim for an 'at fault' motor accident.Posted on 17.07.2013